foto: Freepik/@jcomp, Freepik/@wirestock
Brilio.net - Saving is a wise habit, especially when we want to have emergency funds ready to use when needed. If you are someone who is migrating, you can save any nominal amount according to the amount you want to achieve in your savings.
There are several ways to save for those of you who want to start now, because you won't know when you will suddenly need money , especially when it comes to the end of the month. Usually most of you experience a lack of money because you haven't received a transfer from your parents or your salary from the office hasn't dropped yet. This time, brilio.net invites you to know how to save money well so that your finances are saved.
If you want to save, there are no provisions on how much you have to save every day, you can set aside the remaining money from your daily allowance or try saving every few days if you are not used to it. But it turns out that you can also save your pocket money a day as a reserve for your financial needs. The nominal amount you can use to save your pocket money is 5000 rupiah, the nominal amount is not too big or small.
You just need to be consistent and don't cheat when saving so you can get the amount of money you want. By saving a nominal allowance of 5000 rupiah, you can achieve savings of up to millions of rupiah, you know! For those of you who are ready to save, brilio.net has collected it from various sources so that the end of your month doesn't get messy, Tuesday (13/2).
1. Determine targets
photo: Freepik/@waewkidja
If you want to start saving pocket money with a nominal value of 5000 rupiah, the first step you have to take is to determine your savings target, don't be careless so that your savings continue to grow. You can target your savings for the next 3-6 months before you can use the money, if you haven't met that time then you shouldn't use it. This time period is also used to calculate the amount of savings you get each month, so you can know what you want to buy with the amount you get.
2. Make a priority list
photo: Freepik
It is very important to make a priority list when saving 5000 pocket money. If you have made a priority list you can know which ones you should prioritize and need. This is so that you know and can differentiate which items you only want and which items you really need. Very influential in your saving process.
3. Don't just save the rest of your pocket money
photo: Freepik/@jcomp
Some people definitely prefer to save the rest of their pocket money rather than immediately setting aside all their pocket money for savings. In fact, if you can immediately allocate 5000 to your savings, it's the same as making your savings stable every day. Saving the rest of your pocket money is uncertain, especially with the amount remaining, sometimes you don't even have anything left so you don't save.
4. Place the piggy bank in a place that is difficult to reach
photo: Freepik/@lookstudio
This is a simple thing but it can make it difficult for you to spend your savings impulsively. Putting your piggy bank in a place that is difficult to reach makes you lazy to pick it up, but when you put in some of the 5,000 you have collected, you have to be enthusiastic about picking it up so that your savings continue to grow!
5. Write a reminder on a small piece of paper
photo: Freepik/@vecstock
Don't forget to set a reminder every day so you don't forget, this can really help you when you want to be consistent in saving. If you don't have time to make reminders on small pieces of paper, you can also use your device to provide regular notifications so you don't forget.
6. Get used to cooking or eating at home
photo: Freepik
This has a very significant influence on your expenses, especially for those of you who want to save. Getting into the habit of cooking or eating at home can save your pocket money, so you can allocate it to your daily savings. Apart from that, you can also set aside 5000, partly to save and partly to buy food to cook.
7. Create a savings table
photo: Freepik/@rawpixel.com
Apart from making reminders on small pieces of paper, you can also make a savings table to track your savings every day. You can create a savings table for a period of 1 month or 3 months. So you don't need to open your savings to find out how much you have collected. You just have to look at the table you have made and try to make a spending target too.
8. Do it every day
photo: Freepik/@rawpixel.com
Saving is like exercise, if you are not consistent then the results you get will not be optimal. You can do it every day if you want your savings to reach millions. Saving 5,000 in pocket money may seem trivial, but if you don't get into the habit of doing it every day then it will be hard to forgive.
Have you gathered the intention to save your pocket money after reading this article? Saving 5,000 in pocket money shouldn't really reduce your portion of spending money, after all, this is for saving, not spending it and then losing it somewhere, you know.
If you are still unsure about starting, you can also invite your friend or partner to save together so that you are more motivated to save by reminding each other. Come on, save so that at the end of the month you don't die with lots of emergency expenses.
(brl/wen)
