foto: freepik.com
This money saving trick is important to avoid running out of money at the end of the month.
13 Februari 2024 08:00
Brilio.net - For those of you in the millennial and z generations, it is definitely very important to save, especially as a child from overseas who has to manage your finances so you don't spend money at the end of the month. An increasingly high lifestyle makes it difficult for you to save and manage your spending. In fact, when you can manage your finances, you are saving your life when a sudden need arises.
Living frugally is one way to manage a lifestyle that can sometimes become impulsive, especially if you are still in college or don't yet have a secure job. Frugality and savings are the key, right? Maybe right now you are still getting money from your parents so you are still relaxed and calm, because every month there is income, if for example it runs out then just ask for more.
If you dream of having enough savings when living abroad, you have to be smart in managing your expenses, for example you can save 100 thousand a week. It might sound impossible, but actually you can do it by dividing it according to your needs.
How to save money .You have to start implementing frugal living, brilio.net has summarized it from various sources so that you can save 100 thousand for a week, Monday (12/2).
1. Make a weekly shopping list
photo: Freepik
Making a weekly shopping list has a big impact on your finances. Try to check the stock of food you have and estimate how long it will take to run out. Determine your shopping expenses for the next week so that you know exactly how much money you will allocate 100 thousand in a week for any shopping. Apart from that, you can also identify where you can reduce expenses.
2. Write a week's cooking menu
photo: Freepik
If you like eating and drinking out, try to reduce it because it has quite an effect. That's the importance of making a shopping list for the week. Apart from a shopping list, you can also write a cooking menu for the week, so you can replace your habit of eating and drinking out by bringing it yourself from the boarding house. Apart from being able to save money on eating and drinking, you can also cook food that you like and is healthier. If you used to like expensive fast food, now you can divert that money to something else.
3. Choose cheap public transportation
photo: pch.vector
Apart from reducing carbon emissions from vehicles, choosing cheap public transportation can also save your expenses. No need to think about how much petrol you have to buy to have enough for a week, you just have to sit and enjoy the road from your boarding house to your place of study or work. Apart from that, choosing public transportation also provides an exciting experience for those of you who used to go everywhere using your own motorbike or car.
4. Look for discounts and promotions
photo: kenshinstock
Looking for discounts and promos is a mandatory activity for overseas children. If you want to save 100 thousand a week, you have to be active in looking for promos and discounts, whether it's food, drinks or other needs. Many websites or applications from several franchises provide discounts and promos for new users or customers. You can use it so that your end of the month is safe.
5. Minimize entertainment expenses
photo: rawpixel.com
If you like looking for entertainment and are willing to spend whatever it takes to make yourself happy, try stopping that habit. To save 100 thousand a week, try minimizing entertainment expenses. You can choose and look for other entertainment that requires minimal expenses when enjoying it. If you like watching films in the cinema, you can replace it by watching them at your boarding house with friends. This is quite simple but it makes your money safe and you can save, you know!
6. Wash your own clothes
photo: pressfoto
Washing clothes is not only a woman's job, but anyone should be able to wash clothes. If previously you liked washing your clothes outside or at the laundromat, maybe you could set aside money to buy detergent and use it to wash your clothes every 3 days. Just imagine how much rupiah you spend washing outside even though you could wash it yourself.
7. Save energy
photo: xadartstudio
Expenditures are not only on food, drink and transportation, but you also have to pay attention to your electricity usage at the boarding house. Turn off unused electricity sources such as fans, chargers and lights that you often turn off even when it's daytime or you just go out so that your payments at the end of the month increase.
8. Take advantage of public wifi
photo: Freepik
Currently, no one will be without internet access, so you need to spend money to buy a data package every month, even if there is enough. Sometimes there are several tasks that require you to access the internet for a long time so that internet expenses become a lot. You can get around this by using public WiFi, you can look for it in free places to eat or public working spaces. So you don't need to worry about your expenses increasing.
Those are some ways to save 100 thousand a week, you can put them into practice immediately so that your finances are safe and you can save for the future. You can also forward this article to your friends who find it difficult to save and often encourage you to waste money, OK?
Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.
