How to withdraw money without a BCA, BRI, BNI, Mandiri ATM card 2024, see complete tips

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The method of withdrawing money without a card has many advantages, one of which is preventing the threat of fraud which often occurs at ATM machines.

Brilio.net - ATM cards are magic mandraguna cards. If you miss it, forget it, lose your ATM card, you are guaranteed to have a headache going around. An Automated Teller Machine (ATM) card is a card that is useful for withdrawing cash from ATM machines. Well, several conditions, as mentioned above, will be very troublesome if you experience them.

Therefore, various conventional banks have upgraded cash withdrawal services for their customers without having to use a card. So you no longer worry when conditions are critical and urgent when you need money instantly.

How to withdraw money without an ATM card or what is known as cardless is the newest superior feature created by banking companies for its users. This feature utilizes the latest technology and internet networks to synchronize online customer banking (M-banking) accounts with conventional ATM machines. Cardless access to withdraw money will be open if you have fulfilled the applicable procedures and requirements.

There are several advantages of cardless compared to cash withdrawals using an ATM card. How to withdraw money without a card will give you advantages in the sector of more guaranteed security, more instant speed, prevention of the threat of fraud that often occurs at ATM machines, and solutions in emergency situations. To find out complete tips for withdrawing money without an ATM card at the latest 2024 conventional banks, here is the review.

But before that, there are several things you need to pay attention to. Among other things, you can download the digital banking application (M-banking) on the Google Play Store or Apps Store. Then, ATM machines that can be used with the cordless feature are machines that are equipped with the Near Field Communication (NFC) feature.

Also make sure your smartphone has the NFC feature and an excellent internet network when making cardless transactions. Here's how to withdraw money without a BCA, BRI, BNI, Mandiri ATM card 2024, along with complete tips. As reported by brilio.net from various sources, Friday (1/3).

1. BCA Bank

How to withdraw money without an ATM card
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The way to withdraw money without a Bank Central Asia ATM card is as follows:

- Open the BCA bank M-banking application "myBCA" via smartphone, then log in
- Choose the "Cardless" menu, a cardless cash withdrawal service
- Please enter your BCA Mobile application PIN
- Select the "Cash withdrawal" menu
- Select the "fund source" you want to access
- Fill in the nominal amount of money you want to withdraw
- Check the source of funds used first before confirming
- If it is valid, please click the "Continue" menu
- Refill your "myBCA" PIN for verification
- Next a "Transaction code" will appear which you will use when withdrawing cash at the ATM machine
- Go to the nearest BCA ATM machine, select the "Cardless transaction" menu
- Fill in the smartphone number registered in the "myBCA" application
- Fill in the "Transaction code" that previously appeared
- Wait until a notification appears on the smartphone screen after successfully making a cash withdrawal without an ATM card
- Before leaving the ATM machine, check the transaction history again in "myBCA", complete

Apart from withdrawing money without an ATM card, BCA cardless can also be used to carry out other transaction activities. Examples include cash deposits, withdrawals and other services.

2. BRI Bank

How to withdraw money without an ATM card
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The way to withdraw money without a Bank Republik Indonesia ATM card is as follows:

- Open the BRI bank M-banking application "BRImo" via smartphone, then log in
- Select the "Cash withdrawal" menu on the homepage
- Then, select the "Fund source account" that you want to access
- Fill in the nominal amount of money you want to withdraw
- Fill in the transaction "Password/pin" for verification
- Get "Money withdrawal code", save the code well. This code will be needed when withdrawing money from an ATM machine
- Go to the nearest BRI ATM machine, select the "Cardless transaction" menu
- Enter the "Money withdrawal code" previously provided
- Then press the "bottom left corner button" on the BRI ATM machine
- Select the "Cash withdrawal" menu
- Refill the 6 digit "Withdrawal code".
- Fill in the smartphone number registered in the "BRImo" application
- Take the money you managed to withdraw

3. Bank Mandiri

How to withdraw money without an ATM card
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The way to withdraw money without a Mandiri ATM card is as follows:

- Open the Bank Mandiri M-banking application "Livin' by Mandiri" via smartphone, then log in
- Select the "Cash withdrawal" menu
- Click the "Other options" menu
- Choose the amount of money you want to withdraw
- If you have chosen a nominal amount, click "Continue"
- Re-confirm the "Account source" and how much "Nominal" you want to take
- Select the "Create token code" menu
- Fill in the password "EPIN" for verification
- "Withdrawal code" will appear along with the withdrawal time limit
- If the time limit has expired, click "Create a new token code" to continue the transaction
- Go to the nearest Mandiri ATM machine
- Select the "Livin' by Mandiri" menu
- Select the "Withdrawal" menu
- Fill in the smartphone number registered in the application, then click "correct"
- Enter the "Token Number" given previously
- Wait until the withdrawal process is complete
- Take the money you managed to withdraw

4. BNI Bank

How to withdraw money without an ATM card
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The way to withdraw money without a Bank Negara Indonesia ATM card is as follows:

- Open the BNI bank M-banking application "BNI Mobile Banking" via smartphone, then log in
- Select the "Mobile Cash" menu in the bottom right position
- Read all applicable terms and conditions
- If you agree, select "Approve", and click the "Continue" menu
- Select "Fund source account"
- Fill in the destination smartphone number you want to take
- Fill in the "Nominal" cash withdrawal amount
- If someone else is taking the cash withdrawal, fill in the name and cellphone number of the recipient
- Fill in "Validation of cash withdrawal data", such as debit account number, cellphone number, and name of recipient of money
- Enter "Transaction Password"
- A "transaction code" will appear that will be used when withdrawing cash at an ATM, the duration is only valid for 2 hours
- Go to the nearest BNI ATM machine
- Press the green "Hot key" button on the ATM machine
- Select the "Mobile cash" menu
- Fill in the "Transaction code" previously provided, then select "Continue"
- Enter the "OTP Code" which will be sent to your cellphone number
- Wait until the process is complete
- Before leaving the ATM machine, check the transaction history again in "BNI Mobile Banking", complete

That's how to withdraw money without a BCA, BRI, Mandiri, Mandiri, BNI ATM card in 2024, along with complete tips. Continue to update further information on the bank page of your choice. Be careful of frauds that lurk you when making transactions. Hopefully this information is useful!

Intern: Zidan Fajri

Disclaimer: This translation from Bahasa Indonesia to English has been generated by Artificial Intelligence.