Brilio.net - Zakat mal is one of the obligations for Muslims who have excess wealth. This zakat aims to cleanse wealth and help those in need. However, not all wealth is obligatory to be zakat. There are several types of wealth that are included in zakat mal and each has certain requirements. This article will discuss various types of zakat mal wealth and their requirements in easy-to-understand language.
Zakat mal covers various types of assets such as gold, silver, money, agricultural products, livestock, and merchandise. Each type of asset has a nisab (minimum limit of assets that must be zakated) and haul (the period of ownership of the asset for one year). Understanding these requirements is very important so that the zakat issued is in accordance with the provisions of Islamic law.
The following are the various types of zakat on wealth and their requirements:
1. Zakat on gold and silver.
Nisab : 85 grams of gold or 595 grams of silver.
Haul : One year of ownership.
Zakat rate : 2.5% of the total gold or silver owned.
2. Zakat on money and savings.
Nisab : Equivalent to 85 grams of gold.
Haul : One year of ownership.
Zakat rate : 2.5% of total money or savings owned.
3. Zakat on agricultural products.
Nisab : 653 kg of grain or equivalent to other agricultural products.
Haul : None, zakat is paid every time there is a harvest.
Zakat rate : 5% if irrigated at one's own expense, 10% if irrigated with rainwater or natural irrigation.
4. Zakat on livestock.
Nisab : Varies depending on the type of animal (for example, 30 cows, 40 goats).
Haul : One year of ownership.
Zakat rate : Varies depending on the number and type of animals (for example, one goat for every 40 goats).
5. Zakat on merchandise.
Nisab : Equivalent to 85 grams of gold.
Haul : One year of ownership.
Zakat rate : 2.5% of the total value of merchandise.
6. Zakat from mining.
Nisab : Equivalent to 85 grams of gold.
Haul : None, zakat is paid every time mining results are obtained.
Zakat rate : 2.5% of total mining results.
7. Zakat on marine products.
Nisab : Equivalent to 85 grams of gold.
Haul : None, zakat is paid every time sea produce is obtained.
Zakat rate : 2.5% of total marine products.
8. Investment Zakat.
Nisab : Equivalent to 85 grams of gold.
Haul : One year of ownership.
Zakat rate : 2.5% of the total investment value.
Understanding the requirements of zakat mal is very important so that the zakat issued is in accordance with the provisions of Islamic law. In addition, zakat mal also has great social benefits, such as helping to reduce poverty and improve community welfare.
Zakat mal not only cleanses wealth, but also cleanses the heart from stinginess and excessive love of the world. By paying zakat, the owner of wealth is reminded that part of his wealth is the right of others who are in need. This is a form of social solidarity that is highly recommended in Islam.
Apart from that, zakat mal can also be a means to get closer to Allah SWT. By paying zakat, property owners show obedience and obedience to His commands. This is one way to achieve God's blessings and approval in life.
However, it is important to remember that zakat mal must be paid with sincere intentions and in accordance with the provisions that have been set. Paying zakat with the wrong intention or not in accordance with the provisions of the sharia will not provide the expected benefits.
Therefore, it is very important to understand and learn more about zakat mal. Many sources can be used as references, such as fiqh books, lectures by scholars, or consultations with zakat experts. Thus, the zakat issued will be truly beneficial and have a positive impact on oneself and society.
Zakat mal is one of the important pillars in Islam that has many benefits, both spiritually and socially. By understanding and implementing zakat mal correctly, the owner of wealth not only cleanses his wealth, but also contributes to creating a more just and prosperous society.